Verizon warns all iPhone and Android owners to ‘delete text immediately’ or risk bank-emptying nightmare

VERIZON is urging customers to watch out for dangerous scam texts.

You'll need to "delete it immediately" if you receive one, the US mobile giant has warned.

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Crooks are targeting iPhone and Android owners with dangerous scam messages.

They typically aim to steal your money, or enough of your private info to either defraud you, blackmail you or sell on for a profit.

A scam text could turn up at any time and may be highly convincing.

"Spam, phishing emails & texts, and robocalls are on the rise," Verizon warned.

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"Text message (SMS) or email phishing scams often attempt to lure customers to a fraudulent website to input personal information and/or download virus infected programs."

These scam texts will typically involve a crook pretending to be a business – like Verizon – or a friend.

They'll often use urgent or threatening language, or tempt you with a deal, prize or reward that's too good to be true.

According to Verizon, a suspicious text may look something like this: "Verizon Free Msg: Latest bill processed. Thanks, MyName! Here's a little freebie for you: "

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If you get a message like that, it should set alarm bells ringing for you.

According to Verizon, you must avoid making four mistakes:

• Don't respond to the text or email in any way
• Don't click any links
• Don't open any attachments
• Don't hadn't over data to any websites mentioned

"Receiving a suspicious message typically will not put you at risk if you do not reply, click on links, or share any personal information," Verizon explained.

If you click the link or hand over any information, you should try to fix the situation as soon as possible.

For Verizon scam texts, report the issue directly to them.

If it's another business, report the scam directly using contact details on the official website or app.

For victims who have lost money or highly sensitive personal info, contact law enforcement and your bank as soon as possible.

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That way you have the best chances of recovering what you've lost – and staying safe from related attacks.

But the best advice is to simply treat all suspicious or unexpected messages with extreme caution.