We saved $10,000 in 100 days with the envelope money saving challenge - and you can do it too
Olivia House
Published Sep 02, 2026
A SAVVY couple saved $10,000 in just 100 days with the help of the envelope money-saving challenge.
If you haven't heard of this savings challenge, you just need 100 envelopes to start.
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Typically, after you have gathered 100 envelopes, you would number them from one to 100.
However, the couple who shared their story on TikTok labeled their envelopes counting by twos.
In other words, their envelopes were labeled 2,4,6,8...all the way up to 200.
Each day the couple drew an envelope and put the amount of cash equal to the number that was written on the outside of the envelope.
For instance, the couple put $2 in envelope 2, $4 in envelope 4, and so on.
By labeling the envelopes by twos, it gave the couple the opportunity to put away more money during the 100 days. So, they ended up saving $10,000.
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If you are looking to gather money for a down payment on a house or car, this challenge can help you reach your goal in a fun way.
The money-saving challenge video was shared by TikTok user chanaboobie, and it has attracted more than 132,000 likes and almost 1,500 comments.
Other money-saving challenges
If the 100-day envelope challenge is a little too aggressive for you, there are some other challenges that you can try that don't require you to put away so much money.
For instance, you could try the 52-week challenge.
On week one, you put away $1. On week two, you put away $2. On week 52, you put away $52. By the end of the year, you should have $1,378 in the bank.
The next one is even simpler.
All you have to do is put away a dollar a day for one year.
While this savings challenge only amounts to $365, it does help you build a better long-term savings habitat.
The Sun explains how you can make $200 in 2 hours.
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